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To sell a property at the land registry (tapu), the buyer and seller must present valid identity documents, the property’s compulsory earthquake insurance (DASK) policy, the declared property value certificate obtained from the municipality and, if the transaction is carried out by proxy, a power of attorney.

Title deed fees are charged on the declared sale price, plus a revolving fund fee (döner sermaye) set by the land registry. These fees are updated every year and may vary depending on the type of transaction.

A mortgage on a property is not automatically deleted from the title deed record when the loan is repaid. A “mortgage release” (ipotek terkini) has to be carried out. Today most banks notify the land registry electronically that the debt has been closed; once this notification is made, the mortgage is deleted without the owner having to apply separately.

If the bank does not send an electronic notification, you should obtain an official letter from the bank confirming that the debt has been paid and apply to the land registry with it. After the necessary checks, the mortgage is removed from the register.

To register inherited property in the heirs’ names, a certificate of inheritance (veraset ilamı) must first be obtained. With this certificate and the heirs’ identity details, an application is made through the Web Tapu system.

After reviewing the application, the land registry invites the heirs to sign. Once completed, the property is registered jointly in the heirs’ names. At this stage only ownership passes to the heirs; no sale or transfer takes place.

Compulsory earthquake insurance (DASK) is required for title deed transactions on properties with a building on them.

DASK is not compulsory for properties without a building, such as plots and fields.

Yes, a mortgaged property can be sold. In most cases the mortgage debt is paid off from the sale price and the mortgage is released. However, the parties may also agree on a different method.

Web Tapu is the digital service platform of the General Directorate of Land Registry and Cadastre that lets citizens start title deed transactions online, track their applications and obtain certain documents electronically.